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Cost of Living in Taiwan 2026: Monthly Budget Calculator

更新:2026-03-01Expats線上試算比較表

How much does it cost to live in Taiwan?

Taiwan is one of the most affordable places to live in Asia with high quality of life. Monthly costs vary significantly by city:

  • Taipei: NT$35,000-60,000 (US$1,100-1,900)
  • Taichung: NT$25,000-40,000 (US$800-1,250)
  • Kaohsiung: NT$22,000-35,000 (US$700-1,100)

Typical monthly expenses

Rent

| Type | Taipei | Taichung | Kaohsiung | |------|--------|----------|-----------| | Studio | NT$10,000-18,000 | NT$6,000-10,000 | NT$5,000-9,000 | | 1-bedroom | NT$15,000-28,000 | NT$8,000-15,000 | NT$7,000-13,000 | | 2-bedroom | NT$22,000-40,000 | NT$12,000-22,000 | NT$10,000-18,000 |

Food

  • Local breakfast: NT$40-80
  • Lunch box (便當): NT$80-120
  • Night market dinner: NT$100-200
  • Restaurant meal: NT$200-500
  • Monthly grocery: NT$3,000-6,000
  • Monthly eating out: NT$6,000-12,000

Transportation

  • MRT single ride: NT$20-65
  • Monthly MRT pass (Taipei): NT$1,280
  • YouBike: NT$5-30 per ride
  • Scooter (125cc) monthly: NT$1,500-2,500 (gas + parking)
  • No car needed in most cities

Utilities

  • Electricity: NT$500-2,000/month
  • Water: NT$200-400/month
  • Internet: NT$500-800/month
  • Phone plan: NT$299-599/month

Health insurance (NHI)

  • Employee: NT$400-800/month (your share)
  • Self-employed: NT$800-1,500/month

How does Taiwan compare?

| Expense | Taiwan | Japan | South Korea | Singapore | |---------|--------|-------|-------------|-----------| | Rent (1BR) | NT$15,000 | NT$35,000 | NT$25,000 | NT$55,000 | | Meal out | NT$120 | NT$300 | NT$200 | NT$250 | | Monthly transit | NT$1,280 | NT$3,200 | NT$1,800 | NT$3,500 | | Total/month | NT$35,000 | NT$80,000 | NT$55,000 | NT$90,000 |

Tips for saving money

  1. Eat local: Night markets and 便當 shops are cheap and delicious
  2. Use YouBike: NT$5 for the first 30 minutes
  3. Share an apartment: Splitting rent cuts your biggest expense
  4. Cook at home: Traditional markets have very cheap produce
  5. Get an EasyCard: Discounts on MRT, bus, and YouBike
  6. Skip the gym: Use free outdoor exercise areas in parks

Monthly Budget Calculator

Cheaper areaCity center
Estimated monthly cost in Taipei
NT$34,079
≈ US$1,065/month
🏠 Rent (1BR)NT$18,000
🍜 FoodNT$9,000
🚇 TransportNT$1,280
💡 UtilitiesNT$1,700
🏥 NHINT$600
📱 PhoneNT$499
🎉 EntertainmentNT$3,000
TotalNT$34,079

以上計算結果僅供參考,實際金額以政府機關或相關單位公告為準。

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